How to become rich and successful? How to get rich from scratch in Russia - 7 principles + 15 useful tips for those who want to gain financial independence

You constantly ask yourself the question: "How to become rich?" Perhaps you have already turned to business literature on this issue. Our site - richpro.ru is not the first one that claims to give an answer to the question, however, unlike many, it will offer only effective ways to get rich.

Immediately on the main thing. It is inefficient to dream of multimillion-dollar profits and do nothing at the same time. The following tips will not work for those who do not want to devote a minute to work and expect that a bag of money miraculously will fall on them from heaven. Once you are on our site, you are not happy with your financial situation.

What did you do to become rich or improve your financial situation? Obviously not enough. Are you ready to do more if you want to become richer? Forget the word: "I want to." Start setting yourself up: "I CAN become rich"Are you ready to believe that you really can do it? Then you will achieve a lot.

So, from this article you will learn:

  • How to become a rich and successful person - tips and tricks + practical exercises;
  • How to get rich from scratch in Russia;
  • Ways to gain financial freedom and live happily.

A detailed guide on how to become a successful and wealthy person. The principles and advice of millionaires + ways to gain financial freedom

1. How to become rich - 15 useful tips

Consider 15 important and useful tips that will help you get rich or become richer.

Tip number 1. Don't stop dreaming

By themselves, without action, dreams will not bring benefits. But if you don't dream about anything, you are unlikely to achieve much. It is with the cherished desire to achieve something that great things begin. Refer to the stories of those who have already achieved a lot, become a rich and successful person. Is there at least one of these stories that begins with the words: “I didn’t really want anything, wealth itself came”?

Tip number 2. Take time

Take half an hour in order to be alone with yourself and give sincere answers to several global questions:

  • What am I doing better than others?
  • What real benefits can I bring to society?
  • What do I consider the meaning of life?
  • If my time for money was not taken away, what would I devote my life to?

The main thing in this introspection - do not be fooled. You’ll be surprised, but sincere answers to these questions will really allow you to answer the main one: "How to become rich?"

Tip number 3. Time to study

Spend a certain amount of time daily studying the biographies of multimillionaires. Soak up the good stuff investment in your knowledge will always remain profitable. In addition, some thought of a famous person may inspire you to create your own business idea.

Record quotes that set you up for success and place them in prominent places. The more often your eyes fall on the right thoughts, the faster your consciousness will be rebuilt.

Tip number 4. Constantly think about making money

Every minute, think about how to get rich, how to get rich, how to make a million (from one hundred thousand dollars and more) in a month and become a millionaire.

At first it will seem unattainable to you, only extravagant ideas will appear. But one day you will be pleasantly surprised by the results of constant reflection.

Tip number 5. New acquaintances

Make new acquaintances, be more sociable. We have money through other people. It is almost impossible to make a fortune alone.

Tip number 6. Think About Your Employment

Still working for someone? It's time to leave slavery in the past! The more time you spend bringing profit to someone else’s uncle, the less resources you will have for self-realization, personal business and achieving your goal - wealth.

Tip number 7. Think about your professional career.

Not ready yet to quit office work? At least forget about the requirements of corporate culture. Perform only work within the framework of your interests, do not let the company profit from your knowledge and skills just like that.

Tip number 8. Think of passive income sources

What could be constantly profitable, regardless of your efforts? Often, the road to wealth begins with an answer to this question. Later, the article will offer several options for investment.

Tip number 9. Minimum effort maximum result

Use minimal effort to achieve maximum results. No matter how complex the tasks may seem, they are simpler than they seem. Leave a little thought - feel free to proceed with the tasks and solve problems as soon as possible.

Tip number 10. be kinder

Be kinder to others: tell them compliments, give your support. Praise a colleague for how stylish he looks. Prepare a delicious dinner for your loved one.

Turn on your imagination and do something nice for your family, friends and even those you see for the first time. The support provided will return a hundredfold, and it, believe me, is worth a lot.

Tip number 11. Help people selflessly

Today you helped - tomorrow you. You will never guess in advance what benefit this or that person can bring, but there are no casual acquaintances. Look for like-minded people, they will maintain faith in yourself and will pull you up to success and wealth.

Tip number 12. Choose a circle of friends

When communicating with people, carefully choose a circle of friends. The poor environment, if not professionally fought off, draws poverty and despondency into its swamp. Surround yourself with optimistic people who know what they want from life and know how to achieve it.

Tip number 13. Stop looking to blame for your failures

Forget about nagging and stop looking for the guilty. Only you yourself are to blame for sitting without money. When you acknowledge that the source of failure is in yourself, you will realize that you can ensure yourself success.

Tip number 14. Keep an achievement diary

The human psyche is designed in such a way that we are more often fixed on the negative. Record your little victories and reread these notes every time you lose heart. Such a diary of joy can relate to any area of ​​life, not just work.

Tip number 15. Want to make a big profit?

Bring something truly to the market valuable! It has long been known that people do not need a specific product. They need to get something more, and the product is only a means of achievement. Describe the real benefits to people so that they themselves bring you money. Much money.

Use these tips, start doing something today to achieve your goal (wealth and success), and the result will not keep you waiting.


2. What is wealth - the concept and wording 📚

Not many can give a clear answer to this question. And if you don’t know what exactly you want to achieve, you are unlikely to ever achieve it.

Of all the definitions of wealth, the most accurate, perhaps, belongs to the American millionaire Roberto Kiyosaki.

He defines wealth as something amount of timethat a person can afford not to work, while maintaining the familiar comfortable standard of living.

Who would have thought, right? But it’s very logical to measure wealth precisely by this time interval, and not by the amount of funds, because each person needs his own amount in order to recognize his living standard as comfortable.

In fact, rich man - this is someone who owns assets that generate sufficient passive income, that is, independent of labor efforts.

Ask yourself a few questions:

  • Why do some people manage to earn a lot of money and get rich, and some do not?
  • Why is someone forced to work for days, but gets a penny, and someone does what he loves for several hours a day, manages to actively relax, and gets decent?
  • Why is someone lucky in the financial sector, and someone lives from one salary to another, or even on credit?

Perhaps you still consider these questions rhetorical. But soon a lot will change.

3. The thoughts of the rich man - speech turns and statements of rich people

If you think like poor man, you won’t be able to keep the money, even if they suddenly go to your hands.

If you think as a middle class, then your eternal goal will be a job search, and the most daring requirement - salary increase. In old age you will remain addicted to social services.

If it is really important for you to constantly build up your fortune, begin to monitor your thoughts and words. Get rid of the speech turns characteristic of the poor (“give me a discount”, “buy as cheaply as possible”) and start thinking in the categories of the rich.

Here are just some of the words and speech turns that can be heard from wealthy, wealthy people (list taken from Kiyosaki):

  • I can do it;
  • I can create enterprises;
  • I can afford it;
  • financial freedom;
  • excess money;
  • around a huge number of opportunities;
  • my money is in constant motion;
  • money works for me;
  • capital appreciation;
  • I work only when I want to;
  • I attract cash flows;
  • I control finances;
  • make money;
  • money is underfoot;
  • I develop financial intelligence;
  • make profitable investments;
  • my money is coming back quickly.

It doesn't matter if you now have a decent supply of funds. Scroll through these thoughts constantly, even if there is no reason. The habit of thinking like this will gradually transform you and the reality around you.

Learn how to react differently to the usual. If earlier you turned away from a dear foreign car with a negative, muttering that you can’t afford such a thing, now look closely at her and say: "That's what I need. How to afford it?"This applies to any gorgeous thing you see.

But this is not the main thing. The most important - The search for financial ideas that really make money work for these facilities above. If you used to work, and your money was idle, now everything should be the other way around.

Reprogramming Settings

If any negative attitudes often come back to you, write them on a sheet and work with them. Close your eyes and imagine the negative attitude on the mental screen as an inscription. Now there, mentally erase this formula with an eraser and write down a new, supportive one. Put in it all the power of your positive emotions.

For complete reprogramming negative installations in positive the subconscious mind takes about a month. Do this exercise every day.

The basic principles of wealth that are held by millionaires


4. How to get rich from scratch in Russia - 10 principles of millionaires

Each of us is allowed rare weaknesses. Many successful entrepreneurs at the beginning of the road asked themselves questions with "if"Will I be able to get rich if I was born in Russia, if I was born in a poor family, if I do not have influential friends? Will I manage if I do not have large assets that allow me to maintain a decent standard of living? The same" if "gnaw beginners in business. In vain. In short really everythingif you work hard.

And now in more detail.

Follow the principles of millionaires.

In search of financial freedom, attending seminars by large entrepreneurs whose profits are transparent, that is, they can prove how much and how long they have earned, will not be out of place.

There is one famous seminar dedicated to the so-called the commandments of millionaires. So called his principles a successful businessman. Some of these commandments lie on the surface, and some will become for you stunning discovery.

You can familiarize yourself with briefly formulated principles after the workshop leader or even put the list on your desktop.

Periodically re-read it, and it will give you a portion of inspiration, regardless of your location. After all, there are rich people in the USA, and in Africa, and in Russia.

Principle number 1. Think about whether your goals are yours.

Let’s explain. Some of our goals are just introjects, absorbed from our environment or imposed by our parents.

At an age when awareness was still lacking, we followed the example of others so as not to look worse than them.

But one day we stop and ask ourselves why this path to success is difficult, because we copy actions "sample". Here we return to the technique of introspection described above (" What is the meaning of my life? ")

Remember: if personally you are not deeply attracted to the chosen path, it is useless to copy other people's actions - you won’t be able to succeed, or it won’t satisfy you.

Give yourself a break. At this time, observe yourself: What do you do most often? What makes you happy?

Relate how much this activity is similar to the previous one on the path of copying. Do you do something to achieve those goals that please you personally? Or do you still lack motivation?

Principle number 2. Understand that only you are responsible for what happened and is happening to you

Even if you understand that current place of work - the result of ideas imposed by parents or the environment (“Everyone needs a higher education”, “You work for a penny for the sake of experience - only thieves and scammers become rich”, etc.), do not rush to blame anyone out of habit. And from the moment you stop doing it, everything is subject to you.

When you understand that someone else’s influence is always present, but you are free from it and are free to build your life, as you wish, you can begin active steps towards achieving your goal - wealth, success, etc.

Do not think that you just need time, that changes will happen by themselves, that you will be lucky, and you will get rich and become rich in an instant. No. Changes will begin only when you take responsibility and yourself begin to change your life, including wealth.

Principle number 3. Analyze the main goal

So you have goals, and now you know which ones are really yours. Now analyze your main goal.

Why do you need it? Imagine: here you have reached it, and? What's next? Our psyche does not tolerate emptiness and does not allow the option of aimless spending time after reaching a certain financial threshold - some kind of self-development should always be implied.

Explain the logic of your actions, and then your resources will be directed in the right direction.

Principle No. 4. Change your attitude towards money

Understand that this is only a means to obtain specific material wealth. Do not raise money to the rank of a cult. By giving excess potential to something, you run the risk of not achieving it.

Principle No. 5. Break a big target into small tasks

If you move on to gaining wealth sequentially, the steps will be easier. Describe specific steps to achieve wealth and monitor their implementation.

Do not set yourself at one step such global tasks as “becoming self-confident” and “getting rich” - unless for the final one, which requires preliminary preparation and training.

Principle number 6. Plan your every day and find opportunities for self-realization in it.

When you begin to take into account how much time this or that activity takes you, you will be horrified how many hours you used to waste. Starting to plan your day, you are unlikely to want to sleep in bed before dinner, spend two hours on pointless surfing on the net, an hour on chatting on the phone, etc.

Most of the energy You will want to direct in creative activity. Create your own theories that seem effective to you, and test them in practice. Many great people once created them.

Principle number 7. Act constantly

The result appears with experience, and experience will not come without constant action for a long time. The more global the goal that you set for yourself, the more time it will take to complete.

This does not mean that you need to overload yourself with work so that you soon feel too sick to do anything at all. Act as usual, just not stop.

Principle number 8. Do not work for relaxation

If you are now burdening yourself with work, cherishing the dream that there will come a day in which you earn enough to stop doing this, it's time to change something in your views. Man stands a step higher than all beings, precisely because he cannot live aimlessly. He needs action.

Challenge yourself: set a goal to get rich from scratchget her and do not stop on the achieved. To start, take the not-so-high bar, reach it, then raise it. And so on and on.

Principle number 9. Find peace of mind

Your main task is not to get rich. Your main task - know yourself. Having solved it, you will come to an intuitive understanding of everything that is important. Big money can only be done in a relaxed atmosphere.

Learn your character in the process of earning, make mutually beneficial acquaintances, and you will be satisfied.

Remember the proverb: "Do not have a hundred rubles, but have a hundred friends". It’s not at all that friends are more important than money, as we were told at school (we recall erroneous imposed thoughts).

In fact, the essence of the proverb is that top priority - create a harmonious environment and make many friends. It is these people who will help you earn such amounts that you didn’t even dream about.

Let's retreat. You will probably argue and say that there are examples of people who have achieved wealth alone. There is. But what did it cost them to achieve this wealth? With what bouquet of psychological injuries do they then come to the psychologist (for example, with depression) and give him a considerable part of their earnings? (We already wrote an article - "How to get out of depression", what is this and what this disease can lead to)

And look at the people on whom wealth fell "from heaven" - this lottery winners. The world does not know any such story with a happy ending. In the best case, these people after a year were heavily in debt due to an illiterate disposal of an unusual amount of finance, and in the worst ... Let's not talk about the bad.

But nevertheless, if you are interested in the lottery theme, then we have specially prepared an article “How to win the lottery” for you, in which we talked in detail about the basic techniques and technologies for winning large sums of money.

Principle number 10. Do not give up

You will always have time to abandon your goal, and returning to it will be much more difficult than continuing to work in the right direction now. Do not create yourself a life scenario in which you return to office work, where you will live from paycheck to paycheck and torment yourself with one question: "And what would happen if I didn’t give up?"

Constantly work on changing your thinking. Everything happening neutral. Only our perception gives events positive or negative rating. And you can and should work on your perception.


5. Exercises to achieve wealth

If you have realized how strong motivation for wealth should be, it's time to move on to practice.

Exercise 1. Get rid of the mood of poverty

When you just begin work to achieve your goal, consciousness will begin to protest. The mind will whisper what you have nothing will work. You will have doubts about your abilities, you will begin to envy those who are more successful.

You will think that you will never be able to do what you love and make profit. Such sentiments are natural, since you were told from childhood that you cannot get out of the mud to riches.

Start the battle with these limiting settings. And this exercise will help.

  • Relax.

As soon as you feel that despair has surged, disbelief in your strength, retire. Take a couple of minutes to relax and sit with your eyes closed.

  • Unleash your imagination.

Imagine that you are already very rich, that you have everything that you dreamed about. Finally you can afford what you love. Disconnect from reality, no matter what your real financial condition is.

Play the rich man. Do you think this is a useless game? Not at all. Such games are useful to our consciousness, as they expand the boundaries of reality. Imagine that you have achieved something - and it will actually begin to be realized.

  • Wish other people get rich.

Now think of those whom you envy because of their wealth. Remember the game? Now you are rich, you are on a par with them. No, you are even richer! So wish them to become more wealthy. Imagine the financial flows going to them. May they become stronger until they flood.

  • Wish yourself to get rich.

Now you can imagine the big financial flows going to you. The more threads you send to others, the more you will receive.

  • Wish everyone good.

Wish yourself and others all the best. Tell yourself, "I am rich and worthy of it!"

Now you can open business and return to daily business. Return to this exercise if negative thoughts suddenly return.

Exercise 2. Plan Your Wealth

Now that you have got rid of unnecessary doubts, it's time to specify plans.

  1. Decide how much money you want to start to earn and imagine it as clearly as possible. You see this money in front of you. What is this currency? What are she in packs? Where is this money: in a suitcase, on a table, in a personal safe or in your hands?
  2. Imagine what the bills are to the touch, how they crunch and rustle.
  3. Set yourself a specific deadline by which you will receive this amount - the date your financial independence begins.
  4. Decide how much of the amount you will invest in your business to receive an even larger amount. Set yourself up for the fact that you are investing a large share in order to multiply the capital at times. Imagine exactly how many times richer you become.
  5. Decide how you spend the remaining amount. You must spend it on yourself.

Pay attention to the order, it is very important! First you do profitable investmentthat will work for you, and only then spend money on personal needs.

  1. Write on a piece of paper: what amount and by what date is needed, how exactly will you distribute it.
  2. Compose and write down key phrasesthat begin with the words "I want to."

For example:

  • "I want a financially free life."
  • "I want to stop depending on others financially."
  • "I want the money to start working for me."
  • "I want to do what I love."

The more you can come up with such phrases, the better. Every day, take out this sheet with notes and re-read - this will temper your determination. If in doubt, sometimes return to the first exercise.

6. How to deal with the fear of losing money

If you really want to get rich, you need to learn to rihold down. If you are afraid, you can never make your money work, because to increase profits you need to invest, and deposits are always risky.

Of course, no one talks about investing without sufficient financial literacy, but one must take into account the probability of defeat and be able to accept it.

To overcome the fear of losing money, accept the following:

  1. Life will challenge you endlessly, so it makes no sense to hide from dangers. Take the challenge - so life becomes brighter. If you lose, it’s worthy, and if you win, then it’s big.
  2. Crash - This is not bad and not ashamed. Major victories are always preceded by a series of failures.
  3. Completely normal - learn from mistakes. We can get the necessary experience only by trying and making mistakes. Do not be sad - better analyze the situation, draw conclusions, develop a new strategy of action instead of the one that did not work, and start all over again and again.
  4. Never give upif failed for the first time. Many quit because they fear that it will come. second failure and the third etc. But these failures are the payment for subsequent success. So learn the lessons.
  5. The most important thing. Remember that the so-called stable life with regularly paid work gives only the illusion of a comfortable life. In fact, wage workers inevitably run the risk, because they are provided with a poor old age.

If you cannot accept these attitudes, if the pain of losing you lasts much longer than the joy of luck, you too can become rich, but not so fast.

In your case, the right strategy is do not risk big, act only for sure.

Practice - mini-training

Here is a mini-training to help you overcome your fears.

When we try to run away and hide, we only begin to fear more. You need to look your fear in the eye - and it will pass, and the released energy can be directed to creative goals.

Take a comfortable pose and allow yourself to relax, close your eyes. Imagine that You- a fairy tale hero traveling around an imaginary world. We are not without reason telling you to submit a fairy tale: "A fairy tale is a lie, but a hint in it ... "

So, you go and see the mountain, and on it is the castle, in which you will find an extraordinary reward (think of which one). This castle is your goal. Obstacles await you ahead, but you have enough determination to overcome them. Only you have drawn up a plan of action - in front of you grows an impenetrable wall up to heaven, infinitely long to the right and left. Think about how you will get around it. Make various attempts. Do not give up! Conventional methods will not work, but keep looking for substandard solutions.

Remember that you are in a fairy tale, which means that any event is possible here. Maybe there is a secret door? Or will you use magic that allows you to pass through walls? One way or another, but you must find a way out of the situation.

You have overcome the first obstacle and move on. On the way there is a deepest and widest chasm, at the bottom of which there is a stormy river with sharp stones. Think about how you will overcome it.

You move on, you are almost there. At the approaches to the castle, out of nowhere - a forest with ferocious predators. A tiger jumps out to make a terrible roar. If you now turn your back on him and run, you will die. Look for a way out. Whether it will be a battle with the beast or an attempt to make friends - it does not matter. You must overcome the obstacle.

This is the last hurdle. If you overcome it, you will go through the forest jungle and finally get to the castle, where you will receive the long-awaited reward.

Think it's just a game? In fact, your subconscious mind will remember this and form a winner’s actions algorithm that overcomes any obstacles without fear or excuse.

Yes, at first you fight obstacles only in your imagination. But if you successfully learn this, but it will be much easier for you in reality, because fear will no longer be dominant over you.


7. How to properly manage profit - 7 useful tips 📖

How to manage your wealth - 7 tips

Surely you know more than one story in which a person developed confidently and began to make good money, but overnight returned to zero or even went negative.

If you do not want this to happen to you, listen to a few tips.

1. Set aside at least 10% of profits

Earned fifty thousands in the first month? Set aside at least five, and preferably ten to fifteen, in the piggy bank. Your wealth - This is not the amount that you managed to earn, but the amount that you managed to save.

Only yesterday's poor people determine the wealth of those around by status things: expensive housing and a car, branded clothing, etc. In fact, people who stick out such a show often live in zero or even on credit. Instead of doing window dressing, deal with your future. And put it back on him.

2. Choose Effective Deferred Amount Savings

If you put money in a drawer at home, anything can happen to them. We will not even talk about natural disasters, fires or floods.

Most often, everything is much simpler.: the owner of the money can not cope with the temptation to spend it.

The only reliable place to store savings today is bank. You can rent a bank cell from which you can withdraw funds at any time, but taking into account growing inflation every year you will have less savings.

It makes sense to study deposit offers from leading commercial banks. Put on a non-withdrawable deposit the amount that will be enough to live a year or two.

In the event of an unforeseen situation and the collapse of the current business, you can afford not to work this period to create a new business.

While others take loans to maintain their standard of living, you will be afloat at the expense of your own pre-set aside funds.

If you have a large amount, look at the deposits with the possibility of partial withdrawal and replenishment. Monthly withdrawn interest will be a good increase.

3. Use cashback

Throw away old plastic cards, which only become an item of additional costs (annual maintenance, mobile services… )

Get a debit card with a large cashback from any purchase paid non-cash, and monthly interest on the amount available on the card. We already talked about where to order the best debit card with cashback and free service in one of our articles.

4. Invest

So you set aside 10% on the contribution. Another 10% must be invested: in stocks, bonds or your business. Or at least save this amount for further investments. Do not miss this item! Without it, it is impossible to increase capital.

Develop analytical skills to choose the most profitable types of investments. The richest investors believe that there is nothing more profitable than investing in stocks (buying shares of a business) or real estate.

Try this way or your own, but be sure to invest. We recommend reading the article - “Where to invest money? Ways to invest money "

5. Do charity work

Someone will argue with me, but I think that more 10% from income must be donated to charity. Why? Because you can’t receive without giving anything back. And on the contrary, the money given for a good cause will come back three times.

Parting with such an amount, you kind of agree with your mind: "I have enough money. I can not only provide for myself, but also others"The only rule: help with a pure heart, only to those whom you really want to help.

6. Give up all loans

We have already decided that it is risky to spend all the money earned. It is even more risky to take money on credit. Even if you are on 150% confident in your business and want to improve it at the expense of credit funds, think three times.

Do not drive yourself into a debt hole for vague prospects. Better move to profit growth slowbut independent and confident by small steps.

7. Redefine your needs and live by income

We have already discussed the stereotypes about rich people created by the poor. At the first stage, yachts and mansions are not needed. The only thing that really sets rich people apart is this is their self-control.

Whereas weak people want more to spend and consume, strong personalities buy only the necessities, and the remaining funds invest and reinvest.

Fight against the usual temptations, make profitable investments (after analyzing the risks) and you will become closer to wealth and success than ever.


8. 7 proven ways to gain financial freedom

Of course, there are many more ways to become financially independent. Every wealthy man has come his own way to the success that he is now enjoying and proud of.

But first, we will offer you seven schemes that really work and are guaranteed to bring income to everyone. To do this, you only need the desire and ability to work exclusively for yourself.

Method 1. Create passive income

This way to make money for a reason comes first. The logic is this: if you do not understand what this concept means, it’s too early for you to do any business yourself.

Passive income - This is what will bring you profit, regardless of whether you take part in the project daily. We consider the provision of passive income the most important component of financial independence.

There are several typical ways to provide passive income:

  • rental housing;
  • receiving interest from a deposit in a bank;
  • receipt of dividends when working with securities;
  • work as a distributor in the field of network marketing (suitable only for outgoing people);

This type of earnings is suitable even for those who are afraid to quit work for someone. You can continue to go to your usual work and get paid, but at the same time you will additionally have passive profit.

Agree, even a few thousand rubles a month are not at all superfluous, given that you do not need to do anything for this.

Method 2. Mediation in large transactions

Think in what area your abilities are developed at a decent level. Acting as an intermediary in large financial transactions, you will receive a percentage from each transaction.

The more solid the transaction will be, the more decent amount you will receive personally. For example, experienced realtors earn more now 5000$ monthly.

Method 3. Earnings on the Internet

Right now, while you are reading this article, tens of thousands of people earn money without leaving home. Work on the Internet at home is gaining momentum, there are new ways to earn money: from freelance and remote work to the information business.

Method 4. Creating a profitable website

If you have at least some idea of ​​Internet technologies and understand what sites today are created as platforms for displaying ads, then you will manage to earn in this way.

Read in more detail in the article - "How to create a site yourself - step by step instructions." And the same about the online store - “How to open an online store”

Method 5. Opening your own business

Do not be scared: it is much simpler than it seems. Of course, to start a serious business some financial investments will be required, but some types of earnings will allow you to start almost from scratch.

for example, now you can implement your knowledge and skills through the Internet. Tens of thousands of people are doing this right now and find grateful listeners.

Method 6. Investing in the stock market, in stocks

By investing in the stock market, you will understand what your true relationship with money is.

The stock market is an aggressive, merciless mentor that shapes your character. The consequences of the slightest mistake grow very quickly to a barely controllable scale. This type of investment will teach discipline and the ability to look forward.

If you want to invest in stocks, be smart about choosing a company. It should have the following indicators:

  • has developed a unique niche and has a strong market position;
  • Has a well-developed business plan with calculations (for clarity, you can download ready-made examples of business plans for free) and has competent management, which has a clear goal;
  • sells an exclusive or almost exclusive product that consumers need, for which they are willing to pay;
  • demonstrates a large increase in turnover and net profit;
  • included in the list of 500 largest companies;
  • known for the low level of borrowed funds and interest payments;
  • stock prices are constantly growing;
  • Large blocks of shares were personally owned by directors and managers.

Observe stock prices over an extended period of time. Beginners are often tempted by the opportunity to buy stocks, the price of which is going down, in the hope of a sharp change in the situation. But who knows how long the price will continue to fall?

The most reliable strategy - wait until the stock price goes up and make a purchase. And you need to sell them when you are satisfied with the profit you have obtained - it’s also not worth it to delay too much in this matter. Sold stocks - forget about them. Do not calculate how much you could earn if you sold later.

The most important rule - The choice of a reliable and trusted broker through which trading is carried out on any financial exchanges. We advise this brokerage company.

Method 7. Real estate investment

Let us dwell on this option as one of the most relevant for the residents of Russia. In our country, real estate investment has become a proven and reliable investment. We are not talking about troubled regions where there are wars and natural disasters. Million-plus cities are taken into account, in which the demand for rental and purchase of housing seems to never fall.

Despite the various financial crises, property owners are not particularly affected. Housing is not afraid of inflation, and most of the time it rises in price.

There are two ways to reduce the payback period of investments:

First way. Increase real estate liquidity

If you plan to rent housing, rent it daily, and not for a long time. It would seem an aggressive way with its own risks and the lack of regular customers, but if you arm yourself with a calculator and figure out approximate income, you will understand that the advice is right.

Second way. Invest rental income

If the income from the apartment will immediately be directed to the investment stream, the payback period of investments in real estate will be reduced. How many times - depends on your ability to invest.

When buying real estate, you can apply the so-called strategy "leapfrog games". It allows you to acquire one property after another without investing your personal funds in it, until then the loan will be serviced.

This is ensured as follows:

  • as a first deposit, margin or cash is used;
  • redecoration is done to increase the value of real estate;
  • after that the rent rises;
  • the property is being evaluated and refinanced to extract marie for the next deposit;
  • over time, there is an increase in margin and income, which allows you to repeat this cycle of actions again and again.

9. The benefits of owning your own business

So, you already realized that you can become truly rich only if it is so profitable to invest money in order to quickly return your investments and even make profit from them.

But in order for this scheme to start working, you must provide a stream of money from which it is easy to allocate funds for investment - the so-called excess money. This can be achieved only under one condition - if you have your own business.

You will never provide yourself with a lot of free money while working in an office with a stable salary.

In addition, the most profitable are investment in your own business. So if you want to be an investor, first become a businessman. We recommend reading - "How to open the IP yourself?"

The next significant reason to create your own businessfrom. When you work for someone, the moment is inevitable when the employer considers you "too old." It doesn't matter that you feel great in 40-50, and your head will be full of ideas - employers always need younger employees.

And you will realize that your whole career growthYour self-improvement in your chosen profession, your tireless work has led you to a standstill. All that remains for you is unskilled work as a janitor or a guard for pennies.

Another scenario may come true. In office work with its strict rules, professional burnout is almost inevitable. Suddenly, one day, you will find that you no longer want and cannot work with the same enthusiasm. You will become inattentive, begin to make mistakes, and you will be fired. The result is the same.

The problem is that at universities we don't learn to look so far ahead. If you are about twenty now, these are empty words for you. But years later 10-20 (and they will fly by quickly), you will understand what is at stake.

And the last reason to create your own business. You can always sell it! Unlike the usual workplace, which feeds you for a long time, and then suddenly stops, your business will always remain a useful investment.

The sooner you start thinking about creating your own business, the better. But if you already for 40, and you nodded, reading about the dismissal from a heated place, and it's not too late for you to start!

In this case, in general never too late: there are no age restrictions, there is no burnout problem, no pitfalls. You simply do business until you decide to move away from them, becoming rich enough.

10. How to make a business successful and make a profit - laying the foundations of a business

The common opinion is that starting a business is impossible without initial capital. In fact, the main thing is it is an idea and a goal. If your only goal and idea is to make a lot of money, better not even start. Failure Guaranteed.

Yes, such a practical goal should be present, but the main thing should be some spiritual goal, or mission, giving consumers what they now need. Focus on the mission.

for example, Henry Ford's mission was that the car became accessible to all people, and was not the prerogative of the rich - this is a very powerful mission, because it has become so profitable.

So, the paramount importance is to satisfy the requests of as many consumers as possible.

People - not fools: they feel when they want to earn more on them, and when a business is created in order to block some of their needs. It’s not necessary to start from scratch. You can choose an existing business area, but give it a more efficient and simple structure. Or you can offer goods and services that are scarce in the market by properly organizing the delivery and organization system. If you doubt something, the help of a qualified expert will not be superfluous.

Once you have the idea and mission of the business, you should work on how to make the business successful and make a profit.

To do this, experts recommend:

1. Work on improving your communication skills.

Since you constantly have to deal with people, you need to take seriously the art of communication. Attend oratory and psychological trainings. Having familiarized yourself with the basics, begin to put into practice the acquired skills.

2. Create a team.

Just do not choose people based on their current financial situation. Opt for those who are ready to grow and develop without giving up at the first difficulty.

3. Become a leader.

No need to rape yourself and undergo all kinds of trainings that promise to develop leadership qualities. Just be decisive enough to be the first to tackle difficult things and take the initiative when others are afraid.


Wealth test. Depends on your answers (beliefs)

11. Final Exercise - Wealth Test 🔎

This is a kind of final exam, which we found in the contents of the book. Robert Kiyosaki.

Answers to these 12 questions help you understand what reality you live in now and what kind of life you really would like to live.

Question number 1. Imagine that you already have all the money in the world. You no longer need to work a day in this life! What will you do with the free time?

Question number 2. Imagine that you (and your husband / wife, if you have a family) today quit their usual jobs. How will your life change in this case? How long will you be able to hold out if you follow the lifestyle you are used to?

Question number 3. If you are still far from retirement age, think about when you want to retire. Will it be sooner than the retirement age, or later? When you retire, will you receive more than what you get today, or less?

Question number 4. If you could choose from only two options: a life with a well-paid job or a life that you do not need a salary, which option would you choose? Given this, what characteristic can you give your current way of life?

Question number 5. Which is preferable for you: sorting out options, what to spend money on, because you have an excessive amount of money, or wrestling with how to save more money? Given this, what characteristic can you give your current way of life?

Question number 6. If you could choose from only two options: a life in which you no longer need to work in order to receive more, or a life in which you need to work tirelessly in order to receive as much as possible, which option would you choose? Given this, what characteristic can you give your current way of life?

Question number 7. Do you think investing is a risky undertaking? Do you think you need to have money to make more money? Would you like to learn how to invest without investing personal funds, without risking anything and at the same time making high-interest profit? If you donated other people's money so that you could invest it, would you take this opportunity?

Question number 8. List 6 people excluding family members with whom you tend to spend most of your time. How do they relate to finance? Hand on heart, would you call this the attitude of the poor or the attitude of a middle class man? How many of these 6 people could well retire, being young and wealthy? Given the answers to these questions, think about whether it’s time for you to make new friends?

Question number 9. If you could choose only from two options: creation and purchase of assets in order to get rich, or reliable work with a stable salary, which option would you choose? Given this, what characteristic can you give your current way of life?

Question number 10. Imagine you are being offered a billion dollars to quit your current job. Would you agree?

  • If this amount is more important than the current place of work, then why are you not ready now to go in search of this amount? What is holding you back?
  • If this amount is less important, why? You can do much more with these tools than you do now!

Question No. 11. What describes you more precisely: do you make money regardless of market fluctuations or live in fears that the market will collapse and you will lose your fortune? Why is this happening?

Question number 12. Suppose, it would be possible to arrange everything completely different with regard to your financial situation. What would you do differently? If this can really be realized, why are you still not doing this?

Giving honest, comprehensive answers to these questions, you will get an objective picture of what your life is now.Perhaps this is what will push you to decisive changes.


12. Real stories of people who have become rich on their own🗃

Here are four stories that inspired a considerable number of modern entrepreneurs. If interest arises, you can find on the Internet the details of these stories and thousands of others.

So, four inspiring people who managed to earn a fortune without the help of wealthy relatives:

  • Steve Jobs

A pioneer of the era of IT technology, a genius who created the information world in the form in which we are observing it now. Steve was adopted by an ordinary family with an average annual income. While studying at the university, he often ate in the temple so as not to starve, and lived with friends.

Having dropped out of school, he set about creating computers with his friend. Subsequent sales gradually led him to create a notorious company today Apple, which allowed him to become one of the richest people. Died: October 5, 2011

  • Oprah Winfrey

Born into a poor African American family, this woman was able to become a TV presenter, actress and producer, the first woman billionaire in history.

Forbes has repeatedly recognized her as the richest and most influential woman on the planet. Rumor has it that Oprah is personal adviser to the president of the USA.

  • George Soros

He was born into a poor middle-income Jewish family. Starting his work with a haberdashery factory and a salesman, he worked hard to fulfill his dream and engage in activities on the stock exchange. In one night, he earned about two billion dollars.

Today George is a successful American financier and entrepreneur. He created a whole network of charitable organizations.

  • Donald Trump

This businessman owned billions, but lost his fortune in the 1980s. Did he give up? No, he re-started his path to wealth and today owns capital in 3 billion dollars. US presidential candidate.

13.10 tips from Donald Trump

In his book, the entrepreneur gave 10 tips novice businessmen, based on their own experience. Some of them may conflict with the advice that I already gave in this article, because everyone has their own opinion. I think this will only help you decide on your own.

Tip number 1. Dress according to your cultural and social status

Donald believes that you can’t wear cheap clothes because they "speak of us before we open our mouths." He is not against inexpensive shopping, if no one knows the price, but the clothes should look decent.

Tip number 2. Take care of your hair

Tip number 3. Become your own financial expert

The billionaire says that there have been cases when professional financial advisors have led companies to collapse, so it’s better to risk it yourself. Learn by reading business magazines and talking with influential people to minimize the chance of failure.

Tip number 4. Know how to stand up for yourself

Not wanting to trust even close friends, Trump advises: they crush - answer the same, insult - attack. “An eye for an eye,” the Old Testament advised us, and who would doubt the wisdom of this book?

Tip number 5. Provoke others

When you sit at the negotiating table, express carefully prepared, provocative phrases. They will help to evaluate the interlocutors: by their reaction it will become clear what they are.

Tip number 6. Avoid the handshakes.

When will the tradition of shaking hands be a thing of the past? In the worst case, it can cause infections, and it is important for entrepreneurs to maintain good health.

Tip number 7. Pay attention to details

Memorize all events, actions and words to the smallest detail to avoid unpleasant surprises.

Tip number 8. Listen to intuition, obey your instincts

It doesn’t matter how many diplomas and experience work with you or with advisers. Your inner voice is the best friend who will give you subtle signs by which you can understand whether it is worth making a deal or meeting with certain people.

Tip number 9. Be optimistic, but always stay ready for failure

Without wasting time on negative experiences, you save your inner energy. On the other hand, being ready for falls and problems, you will protect yourself from unexpected disappointments.

Tip number 10. Enter into marriage contracts

Probably not the most familiar advice for the inhabitants of Russia, but understandable from the lips of a person who lives by reason. Trump says that sometimes feelings overshadow the mind, and it seems that you will always be together, but this is the wrong train of thought. Without a prenuptial agreement, one can easily lose what has been striving for many years.

As far as everyone knows, in Russia marriage contracts today do not have the legal force that Donald Trump implies, but times are changing.


We also recommend watching the video - TOP 10 richest people in the world:


14. What to read, to see, to become richer? 📙

Recommended reading

1. The Book of “Robert Kiyosaki” - Rich Dad Poor Dad

2. Think and Grow Rich Book - Napoleon Hill

3. Watch the video - How to become rich and successful?

4. Video “How to Get Rich in 60 Minutes (Robert Kiyosaki)”:


15. Conclusion

The main conclusion: each of you can achieve wealth and financial independence. Indeed, many rich people, before becoming rich and successful, had nothing behind them, they lived in not the best conditions.

Make efforts, do not spare time for the realization of your dreams, move in a given direction without complaining about fate, think positively, and YOU will succeed in absolutely any field.

And how do you think, can you become rich from scratch? Write your opinions and comments below.

Watch the video: JL Collins: "The Simple Path to Wealth". Talks at Google (October 2024).

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